How to use this calculator
- Enter total source-currency budget, fixed source-currency fee, percentage fee on budget (%), destination units per source unit.
- Choose a display currency, then select Calculate. Results also update after a brief pause while you edit.
- Read the result with the assumptions below. Export details or save a second scenario to compare your choices.
Formula and method
Recipient amount = (budget − fixed fee − budget×percentage fee) × rate.
Assumptions and limitations
User-supplied quote, not a provider offer; receiving-bank fees and taxes are excluded.
Worked example
With total source-currency budget = 1000, fixed source-currency fee = 10, percentage fee on budget (%) = 1, destination units per source unit = 30, recipient amount in destination units is approximately 29400.
What the result means
Fees are deducted from the total budget before conversion.
Common questions
How should I interpret recipient amount in destination units?
Fees are deducted from the total budget before conversion.
What should I check before using this result?
User-supplied quote, not a provider offer; receiving-bank fees and taxes are excluded.
Methodology and transparency
Calculation specification reviewed on 2026-10-14. Mathematical implementation is tested against independent reference fixtures. This does not imply review by a licensed financial professional. Read the testing and precision policy.