How to use this calculator
- Enter asset acquisition cost, agreed total markup (%), upfront payment toward sale price, equal installments.
- Choose a display currency, then select Calculate. Results also update after a brief pause while you edit.
- Read the result with the assumptions below. Export details or save a second scenario to compare your choices.
Formula and method
Assumptions and limitations
Total markup is not an annual interest rate. Excludes insurance, fees, late-payment terms, ownership compliance and certification; a qualified reviewer must assess the actual contract.
Worked example
For the sample inputs shown above, murabaha installment scenario produces a first result of approximately 12000. The assumptions below explain what this result represents.
What the result means
Model the arithmetic of an agreed cost-plus sale with equal installments.
Common questions
How is the calculation performed?
Sale price=cost×(1+total markup); financed sale balance=sale price−upfront payment; installment=balance/months.
What does the model leave out?
Total markup is not an annual interest rate. Excludes insurance, fees, late-payment terms, ownership compliance and certification; a qualified reviewer must assess the actual contract.
Methodology and transparency
Calculation specification reviewed on 2026-10-14. Mathematical implementation is tested against independent reference fixtures. This does not imply review by a licensed financial professional. Read the testing and precision policy.